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Applying for Financial Aid

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  • NJCU strives to make financial aid opportunities available for as many students as possible. The financial aid application information below applies to aid for college freshmen, transfer, and returning undergraduate students. Graduate students should review the financial aid information on the Graduate Financial Aid page.  

    Complete the FAFSA

    To be considered for any federal or state student financial aid programs, including student loans, you must fill out the Free Application for Federal Student Aid (FAFSA). This form is used to determine your eligibility for all financial aid programs offered by NJCU. There is no processing fee for this financial aid application. 

    1. Apply for a Federal PIN  

    To expedite the completion of your FAFSA you should first apply for a PIN, which will allow you to electronically sign the FAFSA. (If you do not apply for a PIN, you will need to print, sign, and mail the signature page).  

    1. Fill out the Free Application for Federal Student Aid (FAFSA)  

    Complete and submit the FAFSA online as soon as possible after January 1 of the year you will be attending. NJCU’s priority filing deadline for the FAFSA, the prerequisite for any financial aid, is April 15. Returning undergraduate students will lose their state aid if their FAFSA form is not received by the federal processor prior to June 1.  

    New Jersey City University’s Federal School Code is 002613.  The information you submit will be processed and you will receive a Student Aid Report (SAR) in response.  Log in to the FAFSA website to review this information and correct any errors as instructed.   

    1. Review and accept your aid package 

    Once the application has been reviewed and you have been admitted to the University, you will receive an award notification of your financial aid package, which will include any NJCU grants and scholarships for which you may be eligible. This postcard will include information on how to access your financial aid information through GothicNet, the NJCU student website, with an ID and password. 

    1. Complete a Master Promissory Note 

    First-time borrowers at NJCU are required to complete a Master Promissory Note for the loan.   Your Master Promissory Note will be mailed to you from your lender.  You must complete and return the note to them before NJCU can release your funds.   

    All student loan borrowers at NJCU are required to participate in http://www.studentloans.gov before the first disbursement of their loan.  

    1. Receive your loan funds 

    Loan funds are released in two or more disbursements (electronically or by check).  NJCU will apply loan funds as well as any other type of financial aid to your account and will return any remaining money to you as a “Refund” by check.  You are responsible for any charges not covered by your financial aid.   

    Questions concerning entrance loan counseling should be directed to the Financial Aid Office at 201-200-3173. You can also review valuable information regarding this requirement on the Federal Student Aid website.  

  • "Seven Easy Steps to the FAFSA, A Student's Guide to the Free Application for Federal Student Aid." A tool designed to help applicants walk through the FAFSA application in seven easy to understand steps.

    As you help college-bound students and their parents navigate the college admissions and financial aid processes, we call your attention to a new resource that USA Funds offers, free of charge, to help families complete the Free Application for Federal Student Aid, the FAFSA.

    CollegeUp.org is a website that offers practical tips on how to tame the FAFSA. An especially useful resource on CollegeUp.org is an interactive "Who's My FAFSA Parent" quiz, which helps students and parents quickly answer one of the most common FAFSA-filing questions: Does a parent need to help complete the FAFSA, and, if so, which parent?