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Planned Gifts

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  • Planned Gifts: Your NJCU Legacy

    Planned giving has the power to change lives for generations to come; provide essential funding for students and faculty; and create a lasting legacy for those who give to NJCU. Thoughtfully planned, the following gifts may provide important personal benefits to you and your family while also supporting the University in perpetuity.  

    • A bequest (gift included in your will)
    • A life-income gift, such as a Charitable Gift Annuity or a charitable lead trust
    • A gift of property, such as real estate or fine art
    • A gift of retirement assets, including a 401(k) or IRA, may allow you to give more than you thought possible while reducing taxes that may otherwise consume these assets
    • A gift of life insurance policies you no longer need

    Download our newsletter Empowering Future Generations.

    Planned Giving Possibilities

    There are many ways to make a planned gift donation to NJCU.

    Legacy Gift Possibilities 
    YOUR GOAL  YOUR GIFT  YOUR BENEFITS  HOW YOU MAKE
    THE GIFT
     
    Make a significant gift without affecting your current lifestyle A Charitable Bequest Reduce estate taxes, and retain control over your assets during your lifetime Name NJCU in your will
    Support NJCU without depleting your cash reserves and avoid capital gains tax Appreciated Securities Support NJCU while decreasing out-of-pocket costs to you by avoiding capital gains tax Transfer long-term appreciated securities directly to NJCU
    Make a gift without depleting your cash reserves and avoid capital gains tax Real Estate Deduct the fair-market value of the real estate for federal income-tax purposes and avoid capital gains tax Contact the NJCU Foundation for more information
    Find a tax-advantaged way to leave assets to NJCU and your heirs upon death Retirement Plan Avoid income tax on retirement-plan assets while making other property available to your heirs Name NJCU as the beneficiary of your retirement plan
    Share your personal art collection or valued possessions to benefit NJCU Personal Property (Fine Art) Charitable deduction based on the full fair-market value if property can be used to further NJCU's education mission Contact the NJCU Foundation for more information
    Make a significant gift to NJCU and retain a guaranteed fixed stream of income for life Charitable Gift Annuity

    Receive an immediate tax deduction as well as fixed annual payments for life (ranging from 5% to 9.5% based on your age when you make the gift)

    Enter into a contract with NJCU that pays a fixed amount to one or two annuitants for life
    Make a significant gift to NJCU and retain a variable stream of income Charitable Remainder Unitrust Receive a variable income stream and an immediate income-tax deduction and avoid capital gains tax Create a trust to benefit NJCU that pays you a fixed percentage of the trust's assets as revalued annually
    Make a significant gift to NJCU and retain a fixed stream of income Charitable Remainder Annuity Trust Receive a fixed-income stream and an immediate income tax deduction and avoid capital gains tax Create a trust to benefit NJCU that pays you a set income annual