Sign in to access your NJCU personalized experience.
Graduate students who are matriculated in a degree or certification program may be eligible for federal loans. To be eligible for a Direct Federal Student Loan, a graduate student must either be matriculated in a degree program or enrolled in a certificate program by the first day of the term in which they intend to use their student aid, and must be enrolled for at least six credits. In addition, a student seeking a Direct Federal Loan for a summer term must have received such student aid in either the prior spring or fall term. They must complete a Free Application for Federal Student Aid (FAFSA) to determine eligibility for Direct Stafford Loans.
In addition to completing the FAFSA for the appropriate year, the student must:
Non-matriculated students are not eligible to receive federal or state financial aid or loans, but may apply for certain private education student loans. Please feel free to contact the Office of Financial Aid for additional information at (201) 200-3173 or firstname.lastname@example.org.
The Federal Direct Unsubsidized Loan Program enables graduate students to borrow long-term, low-interest loans to finance their education. The Borrower is responsible for all interest, must be enrolled at least half-time (5 credits) a semester, and financial need is not required to receive the loan.
A graduate student may borrow up $20,500 annually in an Unsubsidized Stafford Loan, depending on the cost of education. Visit www.StudentAid.gov/interest for the latest information on interest rates.