Terms and Conditions

  • General Terms and Conditions


    New Jersey City University GothicCard is a general purpose, prepaid, declining balance purchase plan.  All funds you add to your account are actually held by the University in escrow for you, separate from the physical GothicCard. You may add funds to the card by cash, personal check (payable to New Jersey City University), money order, VISA, or MasterCard.  Payment will be placed on your GothicCard when we receive good funds.  If we agree to fill your card before your personal check has cleared, you understand and agree that you will be liable to the University should your check return unpaid. In the event a cardholder’s deposit check is returned due to insufficient funds, a $40.00 fee will be assessed by the University Service Center.  Upon notification by the University Service Center, the cardholder's GothicCard Account will be suspended until the returned check and $40.00 fee have been paid.  The University Service Center complies with the University policy on returned checks.

    The University Service Center will administer all GothicCard Account financial activities. Upon the initial deposit, the GothicCard will establish an electronic balance in the cardholder’s name. All sale transactions are deducted from the GothicCard Account electronically. The cardholder shall be responsible for observing the sale transaction at the time of the sale and for monitoring the current account balance. Each individual is responsible for managing his/her account. A GothicCard is like cash, therefore protect it like you would cash.  Additions to your Gothic Card Account can be made at any time during the semester, by filling out another application and remitting payment at the University Service Center.

    To activate your GothicCard Account, you must place funds into your account.  Once you have added funds to your GothicCard, you cannot receive these funds back as cash unless you graduate or officially withdraw from the University. Any funds remaining in your GothicCard Account at the end of a semester will rollover into the next term

    Termination of Agreement The University retains the right to terminate this Escrow Agreement and your participation in the GothicCard Program at its sole and absolute discretion if (1) You use the card in a fraudulent manner; (2) You breech any term or condition of this agreement.  Please be advised that New Jersey City University is not liable for a lost or stolen card not reported.  Cardholders shall be held liable for all amounts purchased until notification has been given to the University Service Center.

    Liability If you believe your card has been lost or stolen, contact the University Service Center immediately.  If you tell us within 2 business days, you can lose no more than
    $50 if someone used your Gothic Card Funds fraudulently.  If you do not contact us within 2 business days, you can lose as much as $500. For the purpose of these disclosures, our business days are Monday through Friday excluding University Holidays. 

    Disclosure of Account Information to 3rd Parties
    The University Service Center is not allowed to disclose account information to 3rd parties without the account holder’s written consent.  If the student would like their parent and/or guardian to have access to their account information, the GothicCard Holder must notify the University Service Center in writing.