Types of Aid

Types of Aid

NJCU many options for financing your education from scholarships and grants that do not need to be repaid to loans with affordable repayment options. We can help you find the best financial aid package to fund your education.

Explore the options available!


To be eligible for various forms of financial aid, students must be enrolled in a minimum number of credit hours per semester as follows:


State Aid

12 credits or more

Pell Grant

Full award

3/4 award

1/2 award

1/4 award

12 credits or more

9-11 credits

6-8 credits

5 credits or less

Federal Direct Loans

6 credits or more

Federal Work Study

6 credits or more