Institutional Financial Aid

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Institutional Aid for Students


New Jersey City University (NJCU) has launched the NJCU Debt-Free Promise Program designed to make college education accessible and affordable for New Jersey residents who are pursuing their first undergraduate degree as incoming full-time freshman students.  

The goal of the program is to eliminate the need for students to take out loans to cover the cost of tuition and fees. Starting in fall 2016, all New Jersey residents who are admitted to NJCU from high school and attend full-time, with a family household income of $60,000 or less, will be offered a scholarship in lieu of having to take out a loan (after federal and state financial aid is awarded). 

NJCU students already graduate with the lowest rate of indebtedness (tuition and fees) of any other public college in New Jersey. The NJCU Debt-Free Promise Program seeks to ensure that every student graduates with a clean financial slate by eliminating the need to take on unnecessary debt so that they can begin their professional careers unencumbered by financial burdens.   
To apply for the NJCU Debt-Free Promise Program, students must be admitted to NJCU and submit the Free Application for Federal Student Aid (FAFSA) by March 1. Students remain qualified for the program each year, if they submit a FAFSA, are in good academic standing, and register for 15 credits each semester.


The NJCU Division of Student Affairs and Enrollment Management launched the first-year textbook grant program beginning with the fall 2018 entering class.  

We are committed to aiding students and families during their time at NJCU and this is a major step in ensuring students have materials needed to succeed at our university.

Textbooks are expensive.  What is NJCU doing to help?

As textbook costs continue to rise, we listened, and are implementing a new program to help. “The First-Year Textbook Grant Program”is a new NJCU program designed to make sure students have tools to succeed in your courses.  

How is NJCU helping me?

We are providing $250 per semester, for textbooks, up to $500 for the year, to qualified first-year students.

How do I qualify?

To qualify, you need to be a first-year student with family income of $60,000 or less, meet with your academic advisor twice a semester, complete and file your FAFSA by December 1st to receive the $250 for spring.

Should we rent or buy textbooks?

As part of this exceptional commitment to making sure you have resources you need to excel, we encourage renting textbooks, to minimize costs, and are partnering with faculty to provide free electronic textbooks and course materials.

Where do I go with questions or for help?

To see if you qualify for this program, contact the Student Outreach and Retention (SOAR) office at 201-200-3577, email, or visit the office in GSUB 211.