Financial Aid Programs

Photo of two students on campus talking

Types of Financial Aid

NJCU many options for financing your education from scholarships and grants that do not need to be repaid to loans with affordable repayment options. We can help you find the best financial aid package to fund your education.

Explore the options available!

Eligibility Based on Enrollment
To be eligible for various forms of financial aid, students must be enrolled in a minimum number of credit hours per semester as follows:

State Aid- 12 credits or more

Pell Grant Full award12 credits or more

Pell Grant 3/4 award:  9-11 credits

Pell Grant 1/2 award: 6-8 credits

Pell Grant 1/4 award: 5 credits or less

Federal Direct Loans: 6 credits or more

Federal Work Study: 6 credits or more