Cost of Attendance

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Estimated Cost of Attendance

The Cost of Attendance (COA) is an estimate of the total amount of your educational expenses for the period of enrollment during the Award Year and is reflected on your financial aid award. The COA does not imply the actual cost of attending New Jersey City University, but consists of direct and indirect costs.

  • Direct costs may include tuition, fees, and on-campus room and board. These are all items you pay directly to NJCU. 
  • Indirect costs include books and supplies, transportation, personal expenses and off-campus room and board. 

The COA is based on whether or not you are a New Jersey resident and if you live on or off campus while attending the University. Your assigned Fall & Spring COA initially assumes full-time enrollment and includes tuition and fees, average cost for books and supplies, room, board, and miscellaneous personal expenses.

  • Financial Aid is not intended to replace employment income.  It is intended to assist students with expenses during periods of eligible enrollment
  • Financial aid can be awarded up to the total COA through loans, grants, and/or scholarships
  • There are certain expenses that cannot be included in the COA as determined by Federal regulations. Specific examples include:
    • Personal Debt – credit cards, personal loans, purchase of an automobile, etc.

Applicants are strongly encouraged to live below the budget as much as possible.

NJCU provides a Net Price Calculator; which will assist in your early financial planning.

Calculate Your Costs

NJCU provides a Net Price Calculator; which will assist in your early financial planning.

Below are the 2020-2021 COA tables for Full-Time Undergraduate and Graduate Students.

2020-2021  Cost of Attendance

FULL-TIME UNDERGRADUATE

IN STATE

ON-CAMPUS OFF-CAMPUS WITH PARENTS
Tuition 12,676 12,676 12,676
Fees* 2,062 2,062 2,062
Room and Board 15,084 15,422 2,370
Books 1,200 1,200 1,200
Other expenses (i.e. personal, transportation) 4,708 7,972 3,912
Total 35,730 39,332 22,220

FULL-TIME UNDERGRADUATE

OUT OF STATE

ON-CAMPUS OFF-CAMPUS WITH PARENTS
Tuition 22,826 22,826 22,826
Fees* 2,062 2,062 2,062
Room and Board 15,084 15,422 2,370
Books 1,200 1,200 1,200
Other expenses (i.e. personal, transportation) 4,708 7,972 3,912
Total 45,880 49,482 32,370

FULL-TIME GRADUATE

IN STATE

ON-CAMPUS OFF-CAMPUS WITH PARENTS
Tuition 13,598 13,598 13,598
Fees* 4,822 4,822 4,822
Room and Board 15,084 15,422 2,370
Books 750 750 750
Other expenses (i.e. personal, transportation) 4,818 7,972 4,022
Total 39,072 42,674 33,752

FULL-TIME GRADUATE

OUT OF STATE

ON-CAMPUS OFF-CAMPUS WITH PARENTS
Tuition 21,788 21,788 21,788
Fees* 4,822 4,822 4,822
Room and Board 15,084 15,422 2,370
Books 750 750 750
Other expenses (i.e. personal, transportation) 4,818 7,972 4,022
Total 47,262 50,864 28,242

 

Enrollment and COA Adjustments
If you are an undergraduate student and you enroll in fewer than 12 credits in the Fall or Spring Semester, your COA will be recalculated using your actual enrollment status.

If you are a graduate student and you enroll in fewer than 9 graduate credits in the Fall or Spring Semester, your COA will be recalculated using your actual enrollment status.

  • This recalculation of your COA may result in a reduction of federal, state or University need-based assistance because financial aid.

Enrollment Less Than Half-Time
The COA for students enrolled less than half-time includes: tuition, fees, books and transportation (no personal expenses). Room & board costs cannot be included. COAs will be recalculated for less-than-half-time students.

*Student Health Insurance
NJCU requires all full-time undergraduate and graduate students as by the University (12 or more credits for undergraduate, 9 or more credits for graduate) to carry health insurance. All full time students are automatically charged and must take action if they wish to waive the fee.