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NJCU strives to make financial aid opportunities available for as many students as possible. The financial aid application information below applies to aid for college freshmen, transfer, and returning undergraduate students.
Graduate students who are matriculated in a degree or certification program may be eligible for federal loans. To be eligible for a Direct Federal Student Loan, a graduate student must either be matriculated in a degree program or enrolled in a certificate program by the first day of the term in which they intend to use their student aid, and must be enrolled for at least six credits per semester. In addition, a student seeking a Direct Federal Loan for a summer term must have received such student aid in either the prior spring or fall term. Students must complete a Free Application for Federal Student Aid (FAFSA) to determine eligibility for Direct Stafford Loans.
Non-matriculated students are not eligible to receive federal or state financial aid or loans, but may apply for certain private education student loans.
COMPLETE THE FAFSA
To be considered for any federal financial aid programs, including student loans, you must fill out the Free Application for Federal Student Aid (FAFSA). This form is used to determine your eligibility for all financial aid programs offered by NJCU. There is no processing fee for this financial aid application.
Questions concerning entrance loan counseling should be directed to the Financial Aid Office at 201-200-3173. You can also review valuable information regarding this requirement on the Federal Student Aid website.
"Seven Easy Steps to the FAFSA, A Student's Guide to the Free Application for Federal Student Aid." A tool designed to help applicants walk through the FAFSA application in seven easy to understand steps.
TEACH Grant
A federal grant that provides up to $4,000 per year to students who agree to teach full time for at least four years as a highly qualified teacher, at a school or educational service agency servicing low-income students; and in a high-need field. Must meet the basic eligibility criteria for the federal student aid programs, and must have and maintain a cumulative GPA of 3.25 or higher to qualify. Eligible graduate programs are: MAT in Early Childhood/Special Education; MAT in Secondary Education (Biology, Chemistry, Earth Science, Mathematics, Physics, and Spanish); MAT in Special Ed; MA in Reading Specialist; MA in Bilingual Ed; and MA in ESL Ed. Direct any questions to financialaid@njcu.edu
EOF Graduate Benefits
The Educational Opportunity Fund (EOF) Graduate Program provides graduate aid to full-time graduate students who meet eligibility requirements, providing students with grants totaling up to $2,300 per year. Details about eligibility requirements and the application process can be found on the OSP/EOF webpage
Veterans Benefits
A veteran whose entitlements have not expired may qualify for graduate educational benefits through the Veterans Administration. Any veteran who believes that he or she is eligible may contact the Coordinator of Veterans Affairs at New Jersey City University or the local VA office for instructions and application forms. Benefits may be awarded to both part-time and full-time students. For additional information call Elaine Gargiulo, Coordinator of Veterans Benefits, at 201-200-2157. Veteran students can find more information at NJCU Veterans Benefits.
Employer Tuition Assistance
Some employers offer their full-time employees tuition assistance in the form of tuition reimbursement or scholarships. If you are employed, talk to your Human Resources department to find out if they offer any tuition assistance programs for which you might be eligible.